My wife and I recently purchased a new car. After much looking around on the market and test driving and the like we decided to purchase a vehicle through a company that I had previously worked for.
I agreed to purchasing the car on 0% finance and was promptly taken to a private room to go through their credit searching system. No one was as surprised as me to discover that the credit searching system I had worked on 10 years previously, at the finance arm of the company, was still functioning and was about to credit check me!
There was a brief moment when I had to cast my mind back to make sure that I hadn’t left any ‘testing’ back doors in the application that I might trigger if I was to apply but then I remembered that I had not because I had a feeling that one day it might come back to haunt me. Relieved about this I settled down to the long drawn out question and answer process that is credit scoring in the UK. But then something strange happened (room spins)